Earning and Spending#

Dash is designed from the ground up to function as digital cash. This documentation discusses how and where Dash users can manage all of their personal finances using Dash.


A range of services and businesses are available to convert your wage to and from Dash as you receive it. It is of course easiest to receive payment from your employer in Dash directly, however this may not always be an option. Uphold allows you to instantly and automatically convert any received deposits to and from Dash. Building on this functionality, Bitwage allows you to invoice and receive payment from any employer, practically anywhere in the world, and have a percentage of your wage immediately converted to Dash. You can then withdraw your wage to any Dash wallet for spending or saving. For more information, see the following blog posts:


Merchant Directory#

Dash can be spent in hundreds of stores and services both online and in physical locations.


Discover Dash lists businesses around the world accepting Dash, sorted by category. It’s easy to add your business to the list, and also features a short introduction for new Dash users. The site is maintained by Dash Force, and has been featured on Dash Force News.

Debit Cards#

Debit cards work by prepaying in Dash to load the account, then withdrawing cash from an ATM or spending online or anywhere debit/credit cards are supported. The Dash is either exchanged at the time of purchase or in advance. For an overview and review of all available and upcoming cards, including cards funded by the Dash budget system, see this article on Dash Force News.

The rapidly evolving approach to regulation of cryptocurrencies such as Dash and instant exchange solutions such as ShapeShift means that availability of debit cards cannot be guaranteed in any or all jurisdictions. Check with the following providers for updates on the availability of Dash debit cards.

Disclaimer: This list is provided for informational purposes only. Dash Core is not liable for any funds transmitted in error to these providers, or for the accuracy of information on this page.



Spend offers Simple, Preferred and Black Visa cards accepted at over 40 million locations worldwide. Linked with the Spend Wallet, the system allows you to buy or deposit Dash, which is then converted to the appropriate local fiat currency and loaded on the Spend Visa Card for use in purchase and ATM withdrawals.



In the Crypto.com Wallet & Card App, users can purchase DASH at true cost with no fees - with credit card and bank transfer both supported. Holders of Crypto.com’s MCO Visa card can also use DASH, making it easy to convert cryptocurrencies into fiat currencies and spend at over 40 million merchants globally.



The Change Wallet & Card App allows you to convert instantly between all of your currencies and spend with your card worldwide. No commission fees for buying and selling cryptocurrency. Lock your card conveniently from the app in case it gets lost or stolen.



2gether is a next generation financial platform that works solely for the benefit of its customers, who are also its owners. A collaborative banking app and cryptocurrency debit card solution are currently available for Eurozone customers.



The PolisPay Card is one of the fastest, easiest ways to turn your Dash into fiat currency. You can use your PolisPay Card for online shopping and at any brick and mortar retailer that accepts MasterCard® debit cards. You can also withdraw cash at any MasterCard®-compatible ATM.



The new Bitsa prepaid card allows you to buy online or at any store. You can withdraw cash from any ATM, make transfers between cards or top it up with redeemable vouchers, bank card, transfer, cash or blockchain tokens. Bitsa is a prepaid card topped up using the app, and is not linked to any bank account.



The FuzeX Card & FuzeX Wallet strive to offer an all in one payment solution that provides a smarter way to pay. The card offers real-time exchange of cryptocurrency at the time of purchase. The goal is to make paying with cryptocurrency secure, fast and a seamless process for everyday use.



Paycent provides Android and iOS wallets that can be funded using both fiat and cryptocurrency. Users can transact with one another within the app, identified by their mobile numbers, or order physical debit cards to spend their balance. Dash is the preferred network partner of Paycent.



Spectrocoin offers an exchange, wallet and POS service, with a physical card potentially available again soon. Dash, Bitcoin and Ethereum are supported, as well as over 20 major fiat currencies.



Bitwala is currently preparing legal documentation to re-launch it’s card service in Europe, and has supported Dash in the past.


Taxation law is different depending on where you qualify as a resident for tax purposes. The following services are available to help you calculate your tax obligations.